Linda Costanzo's Blog

Posted on 07/01/2020
What Does It Really Cost to Sell a Residence?
Believe it or not, selling a home may prove to be expensive if you are not careful. However, if you understand the costs associated with selling a house, you can budget accordingly. Now, let's take a look at three expenses that home sellers commonly encounter. 1. Home Repairs Cracked siding, floor damage and other home issues are worrisome, particularly...
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Posted on 06/24/2020
Choosing the Right Mortgage Type
Photo by Alexander Stein via PixabayWhen it comes to a mortgage, most of us think of the same standard product; the 15 or 30 year conventional mortgage offered by banks and lenders. This is not the only mortgage option you have, though. Depending on your personal history and circumstances you may qualify for an attractive mortgage with lower...
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Posted on 06/17/2020
Decor Ideas that Conserve Energy
Photo by Taylor Simpson on Unsplash Saving money with your décor can mean more than just finding a good deal on new couches. If you invest in decorative options that increase the efficiency of your home, you extend your savings. Proper insulation goes a long way but still, much of the energy loss in homes happens through the...
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Posted on 06/12/2020
Another Property Sold - 5 McDonald Rd, Medford, MA 02155
You don't want to miss out on this wonderful family owned home! The charming design of the first floor lets you flow through the eat-in kitchen, dining room and large living room with ease. Both living and dining rooms open into the sun room with sliding doors leading to the in ground pool & patio in the backyard, perfect for summer entertaining! Second floor has two large bedrooms with room for a third bedroom or office with extra space off of the large hall area. Large bonus room in partially finished cellar. Plenty of room for off street parking. Extra room for storage in the walk up attic. 200 amp electrical w/ circuit breakers,...
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Posted on 06/10/2020
Common Home Renovation Issues to Consider
Image by ClassicallyPrinted from Pixabay Renovating your home is a great way to improve your home while also adding value. While you may go into a home improvement or renovation project with the best-laid plans, problems are bound to arise especially with a larger scale job. Some issues can be prevented by understanding the most common pitfalls that...
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Posted on 06/03/2020
Paperwork You Need When Buying a Home
Photo by Andrea Piacquadio from Pexels While the home buying process is exciting, applying for a mortgage can be time-consuming. Paperwork is a big part of the mortgage process and the better prepared you are, the more likely it is to go well. In fact, if you are considering getting preapproved for a mortgage, lining the paperwork up...
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Posted on 06/03/2020
Another Property Rented - 38 Maple St #2, Boston, MA 02132
Fabulous 2 bedroom 1 bath rental in owner occupied 3 family. Enjoy 2 equally sized, sunny bedrooms, generous living room, dining room with built in hutch and private front & back porches. Eat in kitchen just renovated with stainless appliances, new cabinets, new granite countertops and new wood floor. Entire unit just painted, gorgeous hardwood floors throughout, new windows, light fixtures, ceiling fans and updated electrical. Washer/dryer in basement. Outdoor space in the back yard to relax and unwind. Walk to the commuter rail and public transportation. Minutes to downtown Boston but the feel of the suburbs. On street parking....
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Posted on 05/27/2020
Upgrade Your Home's Curb Appeal Without Breaking Your Budget
Believe it or not, upgrading your residence's curb appeal won't necessarily force you to break your budget. Now, let's take a look at three cost-effective ways to improve your house's curb appeal. 1. Mow the Lawn Tall grass and weeds are unlikely to do you any favors, particularly if you want to reap the benefits of a fast, profitable...
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Posted on 05/20/2020
ROI: Which Home Improvements Fit Your Bill?
Photo by Fotocraft via Shutterstock Many homeowners spend thousands of dollars on improvements and upgrades only to find out that the return on their investment (ROI) is less than $1 to $1. That means that for every dollar spent, the selling price of their home does not go up a corresponding dollar. In fact, very few home improvements...
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Posted on 05/13/2020
What Is Step-Up Basis?
Image by Steve Buissinne from Pixabay Suppose you’ve inherited your parents’ longtime home. Suppose they paid $100,000 for it, and it’s now worth $300,000. Had they sold it while it was in their possession, they would have avoided paying capital gains tax due to the Taxpayer Relief Act of 1997. Now that it’s yours, has that tax avoidance...
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Posted on 05/06/2020
What is a Bi-Weekly Mortgage Plan?
Photo by Designer491 via Shutterstock The term “bi-weekly” means every other week. If you get paid bi-weekly, you usually get your check every other Friday. When it comes to a mortgage, typical amortization plans (payments of principal and interest) use a 30-year/360-month calculation. But many lenders offer a bi-weekly plan too. In this case, you would make 26...
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Posted on 04/29/2020
How to Care for Wooden Decks and Porches
Image by StockSnap from Pixabay If you plan to add a deck to your home, begin by selecting quality pressure-treated or composite building material. If you build with pressure-treated wood, let the porch or deck set raw — without paint or stain — for at least six months to a year. The longer you let it set, the...
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